Find the right loan for your needs
At SwiftsFund, we understand that no two borrowers are the same. Whether you're growing a business, handling an emergency, or investing in your future, we have a loan designed to match your situation.
A loan for every need
Home improvement
Loan amount: $5,000 – $50,000,000
Repayment period: 6 – 60 months
Interest rate: 15% per annum (fixed)
Disbursement: Within 48 hours of approval
Business loan
Loan amount: $50,000 – $100,000,000
Repayment period: 12 – 60 months
Interest rate: 15% per annum (fixed)
Disbursement: Within 48 – 72 hours of approval
Education loan
Loan amount: $20,000 – $10,000,000
Repayment period: 6 – 60 months
Interest rate: 15% per annum (fixed)
Disbursement: Within 48 hours of approval, paid directly to the institution or to the borrower
Emergency loan
Loan amount: $10000 – $1,000,000
Repayment period: 3 – 48 months
Interest rate: 15% per annum (fixed)
Disbursement: As fast as 24 hours after approval
Personal Loan
Loan amount: $10,000 – $50,000,000
Repayment period: 3 – 60 months
Interest rate: 15% per annum (fixed)
Disbursement: Within 48 hours of approval
Agricultural Loan
Loan amount: $5,000 – $50,000,000
Repayment period: 6 – 48 months
Interest rate: 15% per annum (fixed)
Disbursement: Within 72 hours of approval
Repayment Structure
Clear Predictable Monthly Payments
Every month, the same amount leaves your account no fluctuations, no guesswork. Our installment structure ensures you always know where you stand.
Your monthly installment is calculated using the reducing balance method. This means each payment covers both interest on the outstanding balance and a portion of the principal reducing what you owe every month. With a flat 15% annual rate, your repayments are structured, fair, and always on your terms.
Annual Rate
15%
Monthly Rate
1.25%
What Every Loan Has in Common
Regardless of which loan type you choose, every SiftFund loan comes with the same core promise:
- Fixed 15% annual interest rate = your rate never changes, ever
- Monthly installment repayment = predictable payments you can plan around
- No hidden fees or charges =what you see is exactly what you pay
- Early repayment welcome = pay off your loan early with zero penalties
- Dedicated support = our team is available 7 days a week to assist you
Ready to Apply?
Choose your loan type, use our calculator to estimate your monthly payments, and submit your application in under 5 minutes. Our team reviews every application within 24 hours and funds are disbursed shortly after approval.
All loan amounts and terms are subject to eligibility assessment and approval. Interest is calculated on a reducing balance basis at 15% per annum.
